As the new year begins, it's time to think about how you can make 2023 our best year yet – financially. Your values are an important part of this process.

Your personal economic are the principles that guide our decisions when it comes to spending money, saving for retirement, and investing in the future. Taking the time to consider your Personal Economic Values (PEV) can help you set more achievable and meaningful financial resolutions for the new year that are in line with what's important to you.

In Chapter 4 of the Unbiased Investor: Reduce Financial Stress & Keep More of Your Money, you can follow 8-steps to guide you through the process. The first step poses specific questions to get you started. These questions are specifically designed to begin the framework to discover what matters most to you financially, and how those values should shape your decisions in the future.

The steps that follow are designed to evaluate your beliefs about money, your underlying motivations, how you prefer to manage risk, and what is holding you back from reaching your goals. You will also reflect on the impact of culture, gender, and generational patterns on your financial decisions. The process culminates with creating a Personal Economic Value statement to remind yourself of why each decision matters and how it should be aligned with your values.

This new year’s resolution is more than just setting up a budget or tracking your spending. Personal economic values are the foundation for building a solid financial plan - one that will help you stay motivated and on track to achieve your goals. Start 2021 with a commitment to get to know yourself better and create solid financial strategies based on those values, so that you can experience more wealth in all areas of life!

Unbiased Investor is available at your favourite bookstore and online. You can also download the 8-step PEV workbook online at www.unbiasedinvestor.org.