We work with families because over the last 25 years, clients have told me that once their financial plans are taken care of, their family members are what they worry about most. In my practice, parents, children, and grandchildren are treated with the same care, even if they are just opening their first RRSP. In some cases, I advise my clients' brothers, sisters, and extended relationships as well.
The Investment Policy Statement (IPS) is the overriding set of investment guidelines and objectives that we write for each family. The policy binds all decisions to safety restrictions including constraints on liquidity, volatility, and performance.
Over the last 25 years, I developed and refined a process to help reduce stress and manage the naturally occurring biases that can occur during complex financial decisions, life's inflection points, and volatile markets. When your income and capital needs are matched with maturing and low volatility assets, it provides flexibility to take a longer-term investment stance on other assets and long-term capital appreciation. By building and maintaining passive income and matching future liabilities with planned liquidity, we create financial security for families.
We work closely with your banking, legal, and tax professionals and build cohesive working relationships with the team of financial experts that you rely on, in order to provide a better, more personalized investing experience