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Hamer-Allen Group

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Hamer-Allen Group

June 19, 2024

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What’s On Our Minds This Summer

Do you remember being a kid during summer vacation?  Sometimes, you and your friends would have all sorts of plans.  You’d spend your days riding bikes, playing games, and licking popsicles under the shade of your favorite tree. 

But there would be times when the weather was bad.  When all your friends were off on family vacations.  When you felt like you’d already gone everywhere on your bike, all the games had been played, and you were just a little bit sick of popsicles. 

On those days, maybe you’d stare out the window and think, “Now what?” 

In our experience, retirement is a lot like summer vacation.  There are all sorts of things to do and enjoy!  But sometimes, the shock of not working can also lead people to ask themselves, “I’m retired – now what?”

When it comes to retirement planning, it’s important to spend a good deal of time on financial issues.  But retirement planning is about more than just finances.  It’s about quality of life, too. 

Over the next few issues of The Road to Retirement, we’re going to explore the question of “Now what?”  The decisions to make and the opportunities to consider in the immediate aftermath of retirement to ensure a smooth transition…and a high quality of life! 

This month, we’re going to look at three simple, “quality of life”-oriented questions to ask yourself before retirement.   (I’ll keep the issue short, because, hey, it’s summer!)

Have a great summer!  Enjoy!  

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What's On Our Mind This Month

If you’ve ever achieved a long-term goal, you may also have experienced a common sensation that often follows: Well, I’ve done it. Now what?

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<p>CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries, including CIBC Wood Gundy, a division of CIBC World Markets Inc. Insurance services are available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available through CIBC Wood Gundy Financial Services (Quebec) Inc. The CIBC logo and &ldquo;CIBC Private Wealth&rdquo; are trademarks of CIBC, used under license. &ldquo;Wood Gundy&rdquo; is a registered trademark of CIBC World Markets Inc.</p> <p>Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.</p>

CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries, including CIBC Wood Gundy, a division of CIBC World Markets Inc. Insurance services are available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available through CIBC Wood Gundy Financial Services (Quebec) Inc. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a registered trademark of CIBC World Markets Inc.

Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.