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Hamer-Allen Group

June 26, 2024

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What’s Over the Next Hill: What Do I Want to Improve on in Retirement?

It’s been said that no one truly grows old until they start thinking about yesterday more than tomorrow.  While physical growth stops once you reach adulthood, personal growth doesn’t ever have to end.

If you think about it, “life” is essentially a finite resource.  Because it’s finite, that means it can be measured in how well we use that resource.  But the thing about resources is that they become worthless if unused.  Money isn’t much good if it never leaves the piggy bank.  Food turns rotten if left uneaten.  And life becomes empty if we don’t use it to progress and grow. 

To prevent that from happening, start determining now how you want to keep growing.  What skills do you want to learn or refine?  What obstacles do you want to overcome?  What milestones do you want to reach?  While it’s nice to imagine a retirement spent lounging on a hammock, many people find that gets old rather quickly. 

But becoming more than what you already are never does. 

To us, that’s the most wonderful thing about retirement.  Suddenly, you have the time to learn those skills or reach those milestones.  You see, time is another finite resource.  But retirement gives you a blank check on that resource that you can cash in however you want. 

Most people think of places they want to see in retirement, and activities they want to focus on.  But don’t neglect making a list of what you want to improve on or get better at.  While most people are happy to ditch the daily grind once they retire, one thing you should not give up on is the chase.  The chase for a better life.  The chase to be a better you.

This is the way to keep growing in retirement.  And a retirement spent growing means a retiree who never ever gets old.   

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<p>CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries, including CIBC Wood Gundy, a division of CIBC World Markets Inc. Insurance services are available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available through CIBC Wood Gundy Financial Services (Quebec) Inc. The CIBC logo and &ldquo;CIBC Private Wealth&rdquo; are trademarks of CIBC, used under license. &ldquo;Wood Gundy&rdquo; is a registered trademark of CIBC World Markets Inc.</p> <p>Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.</p>

CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries, including CIBC Wood Gundy, a division of CIBC World Markets Inc. Insurance services are available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are available through CIBC Wood Gundy Financial Services (Quebec) Inc. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license. “Wood Gundy” is a registered trademark of CIBC World Markets Inc.

Clients are advised to seek advice regarding their particular circumstances from their personal tax and legal advisors. If you are currently a CIBC Wood Gundy client, please contact your Investment Advisor.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.