The What & When of Investing

At The Mestern Group we deploy two interlocking approaches to investment decision-making: fundamental and technical analysis.

Fundamental analysis helps us identify what to buy. Technical analysis helps us to identify when to buy and sell.

This unique and powerful intersection of disciplines allows us to deliver steadfast portfolio performance to our clients. We call it the what and when of investing. And it works.

Discretionary Asset Management

Pooled investment management and private client investment services are among the many facilities we can make available to you. Depending on our analysis of your investable assets, immediate requirements, and long-term goals, we would be delighted to discuss these services with you.

Tactical Asset Allocation

The foundation of our portfolio management process. It dynamically modifies investor exposure depending on market conditions. Asset allocation accounts for as much as 90% of portfolio performance. Getting asset allocation right is our number one priority. It is the driving force behind the delivery of consistent long-term results.

Risk Return Tradeoff

The more risk an investor is exposed to, the higher returns that investor ought to enjoy. We like to sleep well at night. You should enjoy a similar privilege. We will never expose your portfolio to more risk than you are prepared to tolerate.

Diversification

The careful combination of different asset classes, such as fixed income, equities and cash, can reduce risk while increasing returns. Diversification minimizes the impact of negative market fluctuations.

Total Wealth Care

While we focus on portfolio creation and portfolio management we – and our extended team of specialists within CIBC Wood Gundy – are equipped to advise you about a wide range of other important issues, including:

• Financial planning, or as we like to call it, your "financial roadmap"

• Tax planning

• Insurance planning

• Will, estate and retirement planning

• Legacy creation and inter-generational wealth transfer

We believe that all these matters are ultimately connected. No comprehensive total wealth care strategy can afford to ignore them. We encompass all of these issues in our process that we call My Story, My Roadmap (mySmyR).

What happens once you trust us to manage your wealth?

• Creation of personal benchmarks through a comprehensive financial roadmap (mySmyR).
• Quarterly reviews with full performance details.
• Annual updates to My Story My Roadmap, or on demand.
• Working with your trusted advisors to ensure that the objectives of your roadmap are met.