This introductory session is an opportunity to get to know each other. We will introduce you to our wealth planning services and take the time to learn about you and to understand what is important to you and your family. This allows both parties to see if this is the right "fit" for them. My goal is to have lifetime clients.

Moving forward, we will gain a deeper understanding of your long and short-term goals, including preparing a financial plan. We will review employment plans, as well as discuss future possible challenges and opportunities. As we explore longer term plans, such as retirement goals and estate wishes, pertinent financial documents will be gathered.

An Investment Policy statement will be provided and discussed. The "IPS" will outline your current financial situation, goals, asset allocation, service commitment and strategy. It will outline specific investments and styles that make up the actual portfolio. We will also discuss how, when and why changes would be made in the future.

We will meet regularly to ensure financial and service goals are being met. At this time, I will provide with you an update on the macro issues effecting both equity and fixed income market, update you on the performance of your portfolio relative to financial plan, and make any recommendations necessary.

During our first two years working together, we will have developed a comprehensive and realistic financial plan to follow, fully reviewed your insurance needs, as well as provided advice on your estate plan.

My team works directly with your accountant and lawyer to ensure everyone is working in your best interest.

We will facilitate a family meeting if necessary to discuss in-depth estate planning needs and to help you communicate decisions you are making to those involved.

We continue to educate our clients as changes are made to taxation or government regulations.