Personal

Age, life cycle, occupation, marital status, familial situation, specific situation,

individual goals.

Investments

Asset management, investment profile, expected return, investment

style, asset allocation, sector & geographical allocation, return analysis

Financial

Income, expenses, lifestyle, emergency funds, savings, investments (RSP, TFSA, RESP, LIRA, non-registered investments, etc.) pension plans, assets, liabilities, real estate

Fiscal

Fiscal efficiency, deductions, exoneration, tax credits and split income.

Retirement

Desired retirement age, lifestyle, income and expense analysis, pensions (RPP, IPP), RSP and other investments

Estate

Heirs, Will revision and updates, liquidators, special legacy, estate freeze, estate trust, living trusts, donations, foundations

Protection

Mandate, shareholder’s agreement, life insurance, disability insurance, home insurance, revenue protection