RRSP Checklist

Starting with 1991 contribution limits, unused RRSP contribution room can be carried forward indefinitely. Unfortunately, those intending to catch up at some future point in time may find it very difficult to do so without disciplined planning and a specific strategy. Are you contributing the correct amount to your RRSP?

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Insured Annuities - Do you have one?

As Canadians live longer and healthier lives, many investors are concerned about outliving their retirement income. With an aging population placing increased demands on government pension plans, such as Old Age Security and the Canada Pension Plan, and limitations on other traditional sources of retirement income, investors are looking for innovative solutions to supplement their retirement income. If you, like many investors, are looking for a low-risk, tax-efficient vehicle that will increase your income and preserve your capital for your heirs, an insured annuity may be the solution for you.

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Estate Planning and Wealth Preservation

The term "estate planning" continues to gain prominence these days. But many people may wonder exactly what this term encompasses. Estate planning is the process used to organize your affairs so that your goals are achieved both during your lifetime and after your death.

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Tax Reports:

Jamie Golombeck is a regular columnist with the National Post, Advocis' FORUM magazine, and Advisor's Edge Report, and he is often quoted in national media as an expert on personal taxation matters. Jamie also provides CIBC with reports on various tax planning topics, including TFSAs, RESPs, and trusts and estates, as well as commentary on the federal budget.

You can find links to many of his articles at www.jamiegolombek.com.