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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

David Samir

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Market insights

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Market insights

Structured Notes - Principal Protected Notes

 

[This video uses animation to illustrate spoken content. Three simple stick figures enclosed in a circle appear
with an arrow pointing to money enclosed in a circle. The money is replaced by a shielded dollar sign which
then points to a lock over the letters GIC in a struck-through circle. The struck-through circle flips around to an
image of money in a jar enclosed in a circle.]
Canadian investors who need capital protection but are not willing to lock-up their hard-earned money in a
GIC, often accept a reduced rate of return from a savings account.
[A box with the text “Principal Protected Notes” appears. A shielded dollar sign and upward arrows appear next
to the box.]
These investors are unaware that there are other investment solutions like CIBC Principal Protected Notes that
provide the same capital protection of traditional GICs but with increased return potential.
[A contact card for the case study candidate “Priya” appears. The following information appears on screen in
bullet points.]
Meet Priya. Priya is in her mid-40’s and has been investing for years in order to purchase a house in the near
future.
[A bar graph appears. The bars change in height, representing high-risk investment. The bar graph is then
replaced by three combination locks.]
Although Priya is unhappy with the fixed rates being offered on traditional GICs, she’s not willing to risk what
she’s already earned for her down payment, or lock-up her money for several years.
[A singular bar appears, with a security lock within it. The rectangle then gets taller.]
By investing in a CIBC Principal Protected Note, Priya benefits from 100% principal protection at maturity with
the higher return potential of the stock market.
[The bar transforms into a box labelled “sold” with a house appearing above it.]
Now Priya may reach her goals sooner, with peace of mind along the way.
[The following text appears in bullet points.]
Principal Protected Notes may be suitable for investors like Priya who:
● value 100% principal protection at maturity and
● are looking to potentially earn above market returns relative to fixed-rate GICs and savings accounts
[The CIBC logo appears.]
CIBC Principal Protected Notes.
Increase your return potential, not your risk.

[This video uses animation to illustrate spoken content. Three simple stick figures enclosed in a circle appear
with an arrow pointing to money enclosed in a circle. The money is replaced by a shielded dollar sign which
then points to a lock over the letters GIC in a struck-through circle. The struck-through circle flips around to an
image of money in a jar enclosed in a circle.]
Canadian investors who need capital protection but are not willing to lock-up their hard-earned money in a
GIC, often accept a reduced rate of return from a savings account.
[A box with the text “Principal Protected Notes” appears. A shielded dollar sign and upward arrows appear next
to the box.]
These investors are unaware that there are other investment solutions like CIBC Principal Protected Notes that
provide the same capital protection of traditional GICs but with increased return potential.
[A contact card for the case study candidate “Priya” appears. The following information appears on screen in
bullet points.]
Meet Priya. Priya is in her mid-40’s and has been investing for years in order to purchase a house in the near
future.
[A bar graph appears. The bars change in height, representing high-risk investment. The bar graph is then
replaced by three combination locks.]
Although Priya is unhappy with the fixed rates being offered on traditional GICs, she’s not willing to risk what
she’s already earned for her down payment, or lock-up her money for several years.
[A singular bar appears, with a security lock within it. The rectangle then gets taller.]
By investing in a CIBC Principal Protected Note, Priya benefits from 100% principal protection at maturity with
the higher return potential of the stock market.
[The bar transforms into a box labelled “sold” with a house appearing above it.]
Now Priya may reach her goals sooner, with peace of mind along the way.
[The following text appears in bullet points.]
Principal Protected Notes may be suitable for investors like Priya who:
● value 100% principal protection at maturity and
● are looking to potentially earn above market returns relative to fixed-rate GICs and savings accounts
[The CIBC logo appears.]
CIBC Principal Protected Notes.
Increase your return potential, not your risk.

Back to Video
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


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