Having spent 14 years in the investment business, Geoffrey Pennal has the experience to guide his clients through the myriad of different products and cycles in the investment world. In addition to obtaining the Chartered Investment Manager (CIM) designation, he has also been recognized as a Fellow of the Canadian Securities Institute (FCSI). The FCSI is reserved for individuals who have met the highest standards of ethics, education and experience in the industry.

Geoff's experience and skill have led him to be granted the Portfolio Manager designation. This allows Geoff to manage his client portfolios on a discretionary basis when called for.

Using a comprehensive five-step plan, Geoff positions his clients to achieve their financial goals. Every individual, family, foundation and business has its own needs and constraints. Geoffrey's plan builds an investment strategy tailored to your specific needs.

Geoff uses an advanced, data-oriented portfolio analysis tool to help identify which securities his clients should own, and which ones they should sell. Adhering to this strategy ensures that his clients are invested in companies for fundamentally the right reasons, and that emotion is not part of the decision making process. The by-product of this disciplined approach is performance.

Full accessibility to clients, active communication with clients, professional execution of client orders - these are the cornerstones of Geoff's practice.

Mitchell joined CIBC in 2018. Mitchell's advanced science and math background makes him a good fit, as he provides a keen perspective for the team's financial research and portfolio management. He currently assists with client administration and the creation of customized security models. Mitchell is CIRO licensed as a Registered Representative and is currently working towards his CIM. Mitchell attended the University of Toronto and completed his undergrad majoring in Molecular Biology. He was born and raised in Mississauga and has enjoyed the transition into the city life. For activities Mitchell enjoys swimming, power lifting and spending weekends at cottages in Orillia and his family's grape farm in Caledon.

Harjeet joined the financial services industry in 1994 and has held various positions in financial planning and investment advice. He uses his knowledge and experience to help Canadian families achieve their financial goals and enjoy peace of mind. Harjeet has a degree from Carlton University in Economics. Harjeet takes an in-depth approach to understand our client’s unique situations and is integral in providing a formal recommendation that optimizes how your financial affairs are structured with emphasis on investment, retirement, estate, and trust planning.  Harjeet lives in Toronto with his wife and 2 children and enjoys golf and cycling in his off time.