Our wealth management process is holistic, collaborative, personalized, and focused on helping our clients in three key areas - legacy and estate planning, creating more tax-efficient wealth, or decumulating their wealth as tax efficiently as possible. Everything is designed to empower and educate our clients by providing them with clear solutions to grow, protect, and distribute their wealth.
Our practice is structured around much more than just investment advice. Our 4-step process includes:
Step 1: Discovery
We start with you (your business, your family) and not your money. We uncover your story and what makes you unique. Only after gaining an understanding of your life and your dreams and fears do we start to define your goals. Once we understand you, we then seek to clarify your financial objectives, constraints, and risk tolerance. At the end of the day, we want to truly understand how we can help you and how we can make your financial life easier.
Step 2: Development
We work with you to create a holistic financial plan and investment policy statement. Whether you are in your accumulation years or your decumulation years, this is a collaborative process with you. If required, we will introduce our different specialists (trust, financial planning, insurance, tax) to ensure you are being properly supported. We will prepare a proposal for you that outlines our recommendations in several key areas. We also clearly state the costs involved in working with us. Our fees are always transparent.
Step 3: Implementation
If you are ready to work with us, we will begin to implement the priorities set out in your financial accumulation plan or decumulation plan and investment policy statement. Our team will open your accounts, connect you with our digital technologies, and ensure your future communication expectations are understood.
Step 4: Ongoing Reassessment
To us, wealth management is not an event, rather it is a process that takes thoughtful adjustments over time. We monitor your portfolio and keep you informed through regular communication and reviews. Your priorities, perspectives, and the market can change and so should your portfolio.
