Richard Skeels

richard.skeels@cibc.com | LinkedIn | (416) 594-8674

Hi, I'm Richard

The Wealth Advisor For:

- Pre-retirees

- Aviation Professionals

- Holistic Health Professionals

We help you navigate your way to retirement!

Richard Skeels

- Nearly a decade of experience in Wealth Management

- Graduated from the University of Guelph with a B.Comm in Management Economics and Finance

- Charted Investment Manager Designation (CIM®)

- I have spent my entire career with CIBC

Here's my story on why I help these niches

Pre-retirees

53% of Canadians cannot afford to retire. A lot more Canadians are worrying about their retirement then you'd probably think.

Good news is, if you're stressed about retirement, don't worry, I am here to help!

Being in the Wealth Management industry for nearly a decade, I have seen first hand how proper financial planning and investments advice can help you achieve your goals and reduce any financial uncertainty.

Personal finance is my biggest passion, and seeing the positive impact I've made on my client's lives is what continues to drive me.

I have set out on a journey to help as many people as possible achieve comfort and clarity around their retirement. After all, you deserve it!

I am a pre-retiree and I am looking for retirement clarity

I am looking for more information on how you can help me

Aviation Professionals

Outside of personal finance, my biggest passion is aviation.

The aviation industry can be very volatile, as seen during the pandemic and previous recessions.

Aviation professional require unique planning to ensure they can navigate through any turbulence while making certain that their pension plan is set up to provide maximum benefit for their retirement.

As a Private Pilot, I am closely connected to the aviation community and have a deep understanding of the unique needs these professionals face. I love having the opportunity to connect my two passions of aviation and personal finance while helping aviation professionals take their retirement to new heights.

Here is a picture of me in the friendly skies!

Richard Skeels

I am an Aviation Professional and I am ready for a retirement clarity call

I am looking for more information on how you can help me

Holistic Health Professionals

As someone who has benefited from the services of holistic health professionals (Such as chiropractic care and naturopathy) I am on a journey giving back to these professionals with unique financial advice! Not to mention that this field and their unique needs are often overlooked by other wealth professionals.

I enjoy working with professional corporations to optimize and maximize your retirement and estate planning needs. They can be complicated to understand but my goal is to make things as clear and simple for you.

The profession has an entrepreneurial component to them. I grew up in an entrepreneurial household. I have seen first hands both the rewards and the struggle of growing and running a business.

The profession is extremely busy. I get that, and my goals it create a concrete wealth strategy so you can focus on what's important to you and not stress about your future.

I am a Holistic Health Professional and I am looking for retirement clarity

I am looking for more information on how you can help me

How Did I Get Here?

I started my career as a teller. Working the front lines for CIBC really helped me to understand how money can have a different meaning to everyone.

I then made the move to CIBC Wood Gundy as an Associate. I worked with a Senior Wealth advisor and was shown the ins and outs of financial planning and investment advice.

A primary focus for me was running financial plans. I saw numerous different scenarios and learned the importance of asset allocation, investment strategies, tax optimization, retirement planning and estate planning.

And here I am now, a Wealth Advisor for pre-retirees, pilotst and holistic health professionals!

Here Are a Few Things About Me

1. I'm passionate:

I take my passions seriously (Can you tell?). My passion also extends to you... what ever your goals are, I am passionate about making them happen.

2. I'm curious

I like to question things. So if you book a retirement clarity meeting, be ready for questions!

3. I'm honest

I take honesty very seriously, especially when managing your hard earned money. It is the foundation that I base every relationship on.

4. I'm knowledgeable

Over the years I have built up a foundation of knowledge when it comes to personal finances. My curiosity has fueled this thirst for this knowledge. I have the accreditations to back it as well.

Our partners

We partner with CIBC experts to help address all of your wealth needs.

Aram Agopian, TEP, CLU, CHS, EPC, FMA, FCSI

Estate Planning Specialist

With over 20 years of experience in the life insurance industry, Aram works with affluent families, business owners and executives to create tax efficient insurance based strategies that build and safeguard wealth. Insurance planning with both personal or corporate wealth is tailored to each client with the end goal of providing certainty that enhances the lives of clients, their families and businesses.

Aram strongly believes best results are achieved through a holistic team approach. He will work collaboratively with other trusted advisors ensuring wealth is sheltered for both future generations and philanthropic aspirations.

Aram is fully committed to his profession and views continuing education as vital. He has earned several industry designations, including the Trust and Estate Practitioner (TEP), Certified Financial Planner (CFP), Financial Management Advisor (FMA), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations. It is his knowledge, experience and high ethical standards that allows him to add value and educate each client.

Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA

Managing Director Tax and Estate Planning

As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.

Chris Mylonas, PFP

Financial Planning Specialist

Chris specializes in providing financial planning services to high net worth clients. He is committed to providing holistic financial planning and customized strategies to assist them with their goals around wealth accumulation, preservation and distribution. Chris holds his CFP and PFP designations, bringing over 25 years of experience in the financial services industry and maintains his dedication towards ongoing professional development. Chris has been a financial planner for 16 years and throughout he has provided clients with value; creating plans which serve as the framework for their financial aspirations.

Kerry Harris, MTI

Senior Manager, Trusts and Estates

Kerry realizes the importance of knowing that your family and your business are taken care of financially, according to your wishes. She draws on the expertise of CIBC partners to help solve complex trust administration issues and act as an objective third party to help our clients manage family and beneficiary relationships. Administering a trust or acting as an attorney can require time and an understanding of investments and taxes. Kerry has the expertise to execute or assist clients in ensuring that role is carried out effectively and efficiently. Kerry has been with CIBC since 2012. She has an Honours Business Administration degree from the Richard Ivey School of Business at Western University and is a member of the Trust Institute for estate and trust professionals.

Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA

Managing Director Tax and Estate Planning

As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.

Chris Mylonas, PFP

Financial Planning Specialist

Chris specializes in providing financial planning services to high net worth clients. He is committed to providing holistic financial planning and customized strategies to assist them with their goals around wealth accumulation, preservation and distribution. Chris holds his CFP and PFP designations, bringing over 25 years of experience in the financial services industry and maintains his dedication towards ongoing professional development. Chris has been a financial planner for 16 years and throughout he has provided clients with value; creating plans which serve as the framework for their financial aspirations.

Kerry Harris, MTI

Senior Manager, Trusts and Estates

Kerry realizes the importance of knowing that your family and your business are taken care of financially, according to your wishes. She draws on the expertise of CIBC partners to help solve complex trust administration issues and act as an objective third party to help our clients manage family and beneficiary relationships. Administering a trust or acting as an attorney can require time and an understanding of investments and taxes. Kerry has the expertise to execute or assist clients in ensuring that role is carried out effectively and efficiently. Kerry has been with CIBC since 2012. She has an Honours Business Administration degree from the Richard Ivey School of Business at Western University and is a member of the Trust Institute for estate and trust professionals.

Aram Agopian, TEP, CLU, CHS, EPC, FMA, FCSI

Estate Planning Specialist

With over 20 years of experience in the life insurance industry, Aram works with affluent families, business owners and executives to create tax efficient insurance based strategies that build and safeguard wealth. Insurance planning with both personal or corporate wealth is tailored to each client with the end goal of providing certainty that enhances the lives of clients, their families and businesses.

Aram strongly believes best results are achieved through a holistic team approach. He will work collaboratively with other trusted advisors ensuring wealth is sheltered for both future generations and philanthropic aspirations.

Aram is fully committed to his profession and views continuing education as vital. He has earned several industry designations, including the Trust and Estate Practitioner (TEP), Certified Financial Planner (CFP), Financial Management Advisor (FMA), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations. It is his knowledge, experience and high ethical standards that allows him to add value and educate each client.

Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA

Managing Director Tax and Estate Planning

As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.

Chris Mylonas, PFP

Financial Planning Specialist

Chris specializes in providing financial planning services to high net worth clients. He is committed to providing holistic financial planning and customized strategies to assist them with their goals around wealth accumulation, preservation and distribution. Chris holds his CFP and PFP designations, bringing over 25 years of experience in the financial services industry and maintains his dedication towards ongoing professional development. Chris has been a financial planner for 16 years and throughout he has provided clients with value; creating plans which serve as the framework for their financial aspirations.

Kerry Harris, MTI

Senior Manager, Trusts and Estates

Kerry realizes the importance of knowing that your family and your business are taken care of financially, according to your wishes. She draws on the expertise of CIBC partners to help solve complex trust administration issues and act as an objective third party to help our clients manage family and beneficiary relationships. Administering a trust or acting as an attorney can require time and an understanding of investments and taxes. Kerry has the expertise to execute or assist clients in ensuring that role is carried out effectively and efficiently. Kerry has been with CIBC since 2012. She has an Honours Business Administration degree from the Richard Ivey School of Business at Western University and is a member of the Trust Institute for estate and trust professionals.

Aram Agopian, TEP, CLU, CHS, EPC, FMA, FCSI

Estate Planning Specialist

With over 20 years of experience in the life insurance industry, Aram works with affluent families, business owners and executives to create tax efficient insurance based strategies that build and safeguard wealth. Insurance planning with both personal or corporate wealth is tailored to each client with the end goal of providing certainty that enhances the lives of clients, their families and businesses.

Aram strongly believes best results are achieved through a holistic team approach. He will work collaboratively with other trusted advisors ensuring wealth is sheltered for both future generations and philanthropic aspirations.

Aram is fully committed to his profession and views continuing education as vital. He has earned several industry designations, including the Trust and Estate Practitioner (TEP), Certified Financial Planner (CFP), Financial Management Advisor (FMA), Certified Health Insurance Specialist (CHS) and Chartered Life Underwriter (CLU) designations. It is his knowledge, experience and high ethical standards that allows him to add value and educate each client.

Jamie Golombek, CPA, CA, CFP®, CLU, TEP, FCPA

Managing Director Tax and Estate Planning

As CIBC’s tax expert, Jamie supports CIBC Wood Gundy investment advisors in delivering integrated financial planning and advisory solutions to our high-net-worth clients. Jamie is quoted frequently in the national media and writes a weekly National Post column called Tax Expert.

Richard Skeels, CIM®

Our partners