Mr Richard Smith has been our financial advisor since year 2010. During this time he has offered us a sound financial advice and a professional plan of action for our short and long term investment goals.
Throughout the years he has been in contact with us regularly, discussing and updating our financial plans and explaining the options for our portfolio. In spite of the fact that a few years ago we have moved from Toronto to Ottawa we have decided to continue with Richard as our financial advisor. Even on a distance Richard keeps in regular contact with us and has been advising us about the market changes in relation to our investments.
We feel secure in our retirement as a result of working with Richard and we highly recommend his services.
M.R. & V.R. Ottawa, Ontario
Dear Richard,
I would like to thank Richard for helping me with my investments. Knowing how risk-averse I am, you have managed to put a portfolio together that captures the upside but protects me if and when things turn sour. All your predictions are coming true. I don't need my hand held, but I also don't like big swings in my portfolio. You have made me feel confident that we will only make changes when there is a reason to do so. This allows me to spend my time and energy looking after my own business, which is hectic enough already. I really appreciate how you are always available for me when I need you.
When we first met, I was not prepared to be as impressed as I was with your professionalism, knowledge, and willingness to work with me on my terms. After only one hour in your company that first day, I knew that I had struck gold and was extremely lucky to have "stumbled" upon you.
I am happy to be able to tell people about the great job you do, the advice you give me and the great working relationship we have. I look forward to many more years to come.
-Esther Friedberg Karp
Dear Richard,
My wife, Joanna, and I would like to express our heartfelt thanks to you for your expert advice in helping us plan our financial future. As newlyweds and financial dunces (I exaggerate not) Joanna and I were in desperate need of a wise and sympathetic voice to guide us through some of the biggest decisions of our lives. Luckily for us, you came through in every regard.
Before meeting with you, Joanna and I felt lost, overwhelmed, and paralyzed with fear. We were literally incapable of making an informed decision regarding our invested capital. But only a few hours of your never-ending patience and expert advice gave us the confidence we needed to make a bid on our first home. If our bid is successful, you'll be the first we invite over for dinner.
On both a professional and personal level, we truly appreciate you taking the time to meet with us after office hours - especially since it took you away from your family and newborn daughter. We consider ourselves lucky to have such a good friend and advisor as you. We know there are many challenges ahead and decisions left to make, but we're confident we can handle whatever may come now that we have you in our corner.
Again, thank you so much for your patience and advice. We don't know what we'd do without you.
-Miklos Perlus
Dear Richard,
I would like to take this opportunity to thank you for all the great work you have done for me over the years. I really appreciate how you are always available for me when I need you. We meet on a regular basis and I am exceptionally pleased with the job you have done in the performance of both my RRSP and non-registered money. Even though I don't always understand every investment you suggest I purchase, they have all worked out well. What I am very pleased with is the way you don't force me to do something I am not comfortable with.
I am proud to be able to tell people the wonderful job you have done, the advice you give me and the great working relationship we have. I look forward to many more years to come…
-Mike Sunderland
Just wanted to say that you have done an awesome job managing my portfolio.
Thanks for taking such good care of me and the little investments I do have.
-Jolaine Cote
Thanks, Richard. I really appreciate all that you've done for me. My only regret is that you weren't in charge of my account earlier. I'm pleased that each year the account earns significantly more than the minimum required withdrawal.
Warmly, Steve
Having worked with Richard at a previous firm, I was thrilled when he made the decision to join the Bay Street Branch of CIBC Wood Gundy. Richard is a true wealth management professional who is not only very knowledgeable about the technical aspects of managing wealth but also is a great people person and communicator. He cares about his clients and has earned their trust by understanding their situation and needs, having a plan to help them achieve their financial goals and executing their plan with great service.
-Thomas Kim, Toronto
