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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

Jeremiah Ribasi

  • Home
  • About us
    • About Wood Gundy
    • E.R.S Process
    • Meet Your Team
    • Who We Help
    • Community Involvement
  • Services & Solutions
    • Wealth Management Approach
    • Portfolio Management
    • Business Owners
  • Separately Managed Accounts
    • Investment Philosophy
    • Overview of Separately Managed Accounts(SMA)
    • Our Strategies
    • Client Reporting & Oversight
  • Client Resources
    • FAQ's
    • Videos
  • Contact us

Client Resources

Address 10180-101 Street Suite 1800 Edmonton AB, T5J 3S4
Telephone Number (780) 429-8938
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Client Resources

FAQ's

 

What is your experience in the financial industry?

I have over 13 years of experience in the Canadian financial services industry both at retail and wealth management. Over the years, I have developed skills and expertise needed to guide clients through a high level portfolio construction and importantly earned the respect and built relationships as a trusted Advisor.

As my Wealth Advisor, what can I expect from you?

Working under the CIBC Private Wealth umbrella gives me autonomy and independence to help you realize your unique goals, and you can expect me to have your interests and priorities as foremost. You can expect flexible and access to a wide range of investment strategies, dedicated expertise and service and timely investment guidance.

I’ll work with you to gain a deep understanding of your unique financial and personal situation and then incorporate your vision into a comprehensive financial strategy.

What is the cost of advise for your services?

As a Wealth Advisor, I offer a comprehensive array of investment options, insurance and extended services with a variety of fee arrangements. Over the years, I have focused more on designing institutional level portfolios for individuals and this fully benefit clients who prefer a fee based approach.

What standards are you expected to uphold as an Investment Advisor?

As an Investment Advisor, we must uphold the standards for licensing and continuing education mandated by the Investment Industry Regulatory Organization of Canada (IIROC), as well as any other relevant regulatory or professional body. We also follow our own set of guiding principles that governs our relationships with clients and that call on us to engage in a process of continuous improvement.

What documentation will I receive about my investments?

At the beginning of our relationship, you’ll receive a welcome package along with all documents signed by both yourself and Wood Gundy. As a continuous partnership, you will receive ongoing communication including monthly statements, Quartley reports and end year tax reporting documentation.

How secure are my investments with CIBC Wood Gundy?

CIBC Wood Gundy (through CIBC World Markets Inc.) is a member of the Canadian Investor Protection Fund (CIPF), a trust financed by Investment Industry Regulatory Organization of Canada (IIROC). CIPF was created by the investment industry to ensure that client assets are protected- within defined limits- if an investment dealer who is a CIPF Member becomes insolvent.

 

What is the minimum portfolio sizes?

To fully benefit from our customized institutional portfolio design, we prefer/recommend clients with a minimum of $500,000 in investable assets. On a few occasions, we’ve made exceptions for referrals from our existing clients, but this is rare.

Where can a prospective client find you?

We’re located in Edmonton Alberta, however we have as clients across Alberta, British Columbia and USA.

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CIBC Private Wealth

September 15, 2020

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Renovation design plans and blueprint

Redesigning? Plan before you spend

 

The COVID-19 pandemic has forced us to stay indoors more than ever before. Has spending more time at home sparked an urge to redecorate? Whether you’re tired of the current look of your space or you want to make sure it’s better suited to your needs, here are some suggestions to refresh your home.

Tackle low-hanging fruit

Take a look around. Does your space look jumbled and disorganised? Try getting rid of clutter—if you haven’t used an item in a while, consider donating or selling it. You may be inspired by the KonMari Method, created by Marie Kondo. She encourages you to tidy up your space by category—clothes, books, papers—not location, and keep only things that spark joy in your life.

Consider the purpose of each room, and the desired focus. “Our goal in design is to create a visual hierarchy, creating a focal point so the eye knows where to go,” says Judith Taylor, founder and principal designer of Judith Taylor Designs. A messy and poorly organized room can be unsettling. “Think of it like prose without punctuation. The spaces between words and paragraphs pace the reader’s experience. It’s not a restful experience to spend time in a room that’s not visually organized.”

Plan, then spend

“Before you purchase anything, make a plan,” says Judith. Browse décor websites for inspiration, gather photos and think about the look you want to achieve. List the things you want to keep and build on that foundation; this’ll help you decide on colour palette and style.

You can also take a cue from the professionals by creating floor plans. “We do all the measuring and planning work on paper to make sure everything will fit. You can do this too,” says Judith. “We select images for each of the pieces we’re considering. We lay them out in a document to make sure they will all work together well before it’s time to spend.”

Big ideas for small spaces

Maybe you live in a condo, or you have a small room and you aren’t quite sure what to do with it. A limited space deserves just as much attention when redecorating. Many people lean towards smaller furniture and décor items, to avoid overwhelming the room. However, Judith notes that this is a misconception. “Fewer, larger pieces of furniture will make a small condo feel more grand than if you fill it with too many smaller pieces. A large enough area rug also helps to visually expand the room. Many people buy rugs that are much too small. The outcome is the room feels smaller than it really is—as though nothing larger could fit.”

You may want to play with bold colours and contrasts in a small space, but Judith recommends sticking to a lower contrast colour scheme. “One paint colour used throughout the common areas, including all trim, allows the eye to flow easily from one area to another. It also gives the effect of visually expanding the space.”

Don’t be afraid to use light to open a space. Strategically positioned mirrors or thoughtful lighting can expand a room, and make a small area seem bigger and airy.

Feeling overwhelmed? Ask for help!

If the thought of deciding on colour palettes, throw cushions and statement art fills you with dread, don’t panic. It may be a good time to call a professional. An interior designer can help you figure out your style, and work with you to make your vision a reality. 

Whether you decide to do it yourself, or get expert help, a few simple changes can make the world of difference! Take a look around you and decide where you’d like to start.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.