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Popowich Karmali Advisory Group

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Is a Mortgage-Free Retirement Still Possible in 2025? What Canadians Need to Know.

Jordan DeFazio

June 03, 2025

Rising rates and housing debt have changed retirement planning. Here's what a mortgage-free retirement looks like for Canadians in 2025.

Read more Read more about Is a Mortgage-Free Retirement Still Possible in 2025? What Canadians Need to Know.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.