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Popowich Karmali Advisory Group

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Woman at the beach

Retirement Tax Planning: Plan Your Tax to Relax

Robert Gerrie

March 25, 2026

There’s a quote from Albert Einstein that always stuck in my mind: “The hardest thing in the world to understand is income tax.” It’s because, like the stars, it is constantly changing over time.

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A couple are divided after their conversation about dividends

Are You Divided Over Dividends?

David M. Popowich

March 06, 2026

Relying on dividends for retirement income sounds safe but it can create hidden risks. Learn how to build a more flexible retirement strategy.

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A man wants to hold onto his piggy bank to save more on RRSPs

Why Your RRSP Doesn't Feel Right as You Near Retirement

Robert Gerrie

February 09, 2026

You did what you were told: you saved in your RRSP. So why does retirement still feel uneasy? This blog explains the disconnect many Canadians experience as retirement gets closer.

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A senior man leaps from work to retirement

How Do You Take the Leap from Work to Retirement?

PKAG

January 07, 2026

Retirement isn’t one leap it’s a series of steps that rebuild identity, reconnect relationships, and restore purpose after leaving work. Without a clear vision, you may drift. The goal isn’t just to s...

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Grandparents with kids and grandkids smiling in front of a house

Is a Mortgage-Free Retirement Still Possible in 2025?

Jordan DeFazio

June 03, 2025

Why are 30% of retired Canadians are still carrying mortgage debt in 2025? Find out how debt affects you and your families retirement.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.