Healthcare Professionals 

Physicians, dentists, pharmacists, and other healthcare professionals face a unique set of financial opportunities and complexities. High incomes, professional corporations, demanding careers, and limited time make effective wealth planning both essential and highly specialized. True financial success requires more than investment management—it requires coordinated planning across tax, corporate, retirement, and estate strategies.

At The Promhouse Financial Group, we work with healthcare professionals at every stage of their careers—from early practice ownership to peak earning years and into retirement. Through years of advising medical professionals and their families, we have developed a deep understanding of the financial decisions, trade-offs, and planning opportunities unique to the healthcare field.

With evolving tax legislation, increasing administrative burdens, and heightened professional demands, proactive planning is critical. Thoughtful strategies implemented early can significantly improve long-term outcomes, protect personal and corporate wealth, and create flexibility both during your career and beyond.

A Comprehensive Approach to Healthcare Wealth Planning

Healthcare wealth planning is inherently multi-disciplinary. Our approach integrates investment management with advanced tax planning, corporate structuring, retirement planning, and estate strategies—coordinated across your entire financial picture.

We work collaboratively with you and your existing professional advisors to design and implement strategies aligned with your career stage, personal goals, and long-term vision—whether that involves incorporating your practice, building corporate wealth, planning a future sale, or transitioning into retirement.

Our Areas of Focus Include: 

• Professional corporation planning
  Optimizing retained earnings, corporate investing, and income-splitting opportunities within medical and dental corporations
• Personal and corporate tax planning
  Coordinating remuneration strategies, dividends vs. salary decisions, and tax-efficient cash extraction
• Cash-flow and lifestyle planning
  Managing high incomes, irregular cash flows, and debt obligations while maintaining flexibility
• Investment, financial, and retirement planning
  Building diversified portfolios that support long-term financial independence and lifestyle goals
• Practice transition and sale planning
  Preparing for the eventual sale or wind-down of a practice with a focus on tax efficiency and value preservation
• Personal estate and legacy planning
  Structuring estates to minimize probate, support charitable goals, and ensure a smooth transfer of wealth
• Risk management and insurance planning
  Coordinating disability, life, and critical illness coverage to protect both personal and professional interests

A Trusted Partner Through Every Stage

Our role is to simplify complexity and provide clarity—allowing you to focus on your patients while we focus on your financial strategy. Whether you are building your practice, maximizing peak earning years, or transitioning into retirement, The Promhouse Financial Group is committed to being a long-term partner in protecting, growing, and transitioning your wealth.