Tailored Financial Solutions

Our experience and expertise in working with Businesses with that of our Strategic partners, we can offer you a complete financial solution that encompasses all of your financial needs.

In today's market, the sophisticated client appreciates a holistic solution.

 

NEW BUSINESS LIFE CYCLE Learn More

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Business Profile

• Started business within the last 5 years, or contemplating start-up
• Have, or are in need of, credit for the business
• Typically one or two employees and the business owner is a key person

Financial Objectives

• Raise capital for the business
• Set up a financial "safety net" for contingencies
• Establish a business plan

 

DEVELOPING BUSINESS LIFE CYCLE Learn More

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Business Profile

• Business is six to ten years old
• Increasing cash and assets, while decreasing debt
• Less profits are going back into the business
• May have other shareholders

Financial Objectives

• Wealth accumulation, protection, diversification in the business
• Minimizing tax
• Retaining key employees and setting up employee benefits

 

GROWING BUSINESS LIFE CYCLE Learn More

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Business Profile

• Business is 10 – 15 years old
• Increasing cash and assets, while decreasing debt
• Able to retain earnings for reinvestment into the business
• May have key employees and executives

Financial Objectives

• Retaining executives through executive benefits
• Minimizing tax
• Estate planning
• Financial and retirement planning
• Financing business expansion

 

MATURE BUSINESS LIFE CYCLE Learn More

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Business Profile

• Business is at least 15 years old
• Business has more cash and assets, and little or no debt
• Profits do not need to be reinvested in the business
• May have some outside shareholders
• Business owner's children may be involved

Financial Objectives

• Wealth preservation and distribution
• Business transition planning
• Estate equalization
• Tax minimization
• Sources of retirement income