Over time our lives become increasingly complex and a broader array of services are required to ensure we are positioned to achieve our goals. At Ricciardelli Investment Group, we are passionate about markets and helping people.  Whether you would like to utilize our specialists, have us work with professionals you have used in the past, or a combination of the two, we are committed to making your life simpler while implementing comprehensive solutions that are aligned with your goals. 

 

Success Inspires Complexity

 

 

We offer customized support and advice that can address all your financial needs, including:

• Financial planning and insurance

  • Your financial plan helps determine your goals and a road map to achieve them. We have the expertise and tools to create your dynamic plan that provides peace of mind and changes as your priorities do.

• Investment advice

  • Build and grow your portfolio by working closely with our team. Take a hands-off approach and leave the investing decisions to our professional investment managers. Our team is also available to help review and evaluate non-traditional investments.

• Registered accounts and tax planning

  • Whether you’re splitting family income, saving for retirement or saving for a child’s post-secondary education, registered (RRSP, TFSA, RESP, …) and non-registered accounts are implemented in tax effective manner.

• Estate planning

  • An estate plan helps ensure a smooth wealth transition to your family. We advise on issues like minimizing taxes, reducing market impact and potential family disputes—now and when your estate is settled.

• Private and commercial banking

  • Working closely with experienced private and commercial banking teams to deliver seamless integration with full-service banking, customized lending, partner and capital loans, and liquidity solutions to meet your unique financial vision and strategy.

• Concentrated positions

  • A full range of solutions to help you monetize, diversify and hedge concentrated positions in a manner that is both aware of your constraints and tax efficient.  

• Business transition planning

  • A formal business transition plan helps determine how, when and to whom you’ll transfer your business. A plan also helps preserve your company’s value as it accounts for tax planning, preparing for a potential sale and any unforeseen events. Our expert team helps you understand your options and identify an effective strategy.

• Charitable giving

  • Charitable giving positively impacts causes that matter to you. You can gift cash, securities, or the proceeds of a life insurance policy. It also helps reduce your tax liabilities. We assist with all your philanthropic needs through the CIBC Wood Gundy Giving Back Program or a Private Charitable Foundation. Click here to learn more.

 

Finally, our extensive professional network and our affiliation with CIBC means we have access to key individuals to provide a complete range of advice and services to meet even the most unique financial needs.

 

Meet our team.