Our Asset Management Process begins with defining a client's purposes for their savings.

It is return, net of fees and taxes, that is most relevant.

Our Consultative/Tactical Approach

• We pay particular attention to downside risk management.
  • We regularly monitor the downside sensitivity of our recommended portfolios.
  • In general, we do not over-allocate to specific sectors to lessen the potential of catastrophic losses.
     
• We believe that, fundamentally, there exist opportunities for lending and ownership and that, long-term, a balanced and diversified approach provides excellent risk-adjusted opportunity.
   
• We are open-minded and considerate of different investment structures.
   
• We are forward thinkers and have a ‘farm-team’ of available substitutions for all of our current positions. Security substitution may occur due to changes in a client’s objectives, changes in the investment environment or unrealized expectations from a holding.