Our combined experience of almost 60 years has led us to the following beliefs:

• Advice and planning improves the probability of long term financial success
• A balanced and diversified approach reduces portfolio volatility and risk
• The probability of a successful long-term client/advisor relationship is increased when the objectives of both parties are aligned
• Asset allocation is paramount and the key determinant of long-term portfolio returns and variability
• The utilization of proven professional capital allocators can add significant value to an investment portfolio over the long term
• Consensus behaviors among investors can lead to exploitable mispricing in securities markets
• Our success is measured in the successes of our clients