Our Team’s Wealth Management Philosophy

We have modelled our approach after those who have been most successful at creating and maintaining wealth in the financial markets (for example, Warren Buffett, John Templeton, Peter Lynch, and Bruce Flatt). The most successful wealth managers have always focused on minimizing tax, investing for the long-term and having a bias towards ownership (equities). They adapt to change and are opportunistic by identifying long-term themes and secular shifts in capital formation. They see periods of panic and fear as opportunities because they have a deep understanding of the management, valuation and the long-term fundamentals of the businesses they invest in. They know that market timing, frequent trading and excessive fees / taxes erode wealth. Adhering to these strategies has created the greatest wealth and The Keech Turpin Garnett Wealth Advisory Team will put this approach to work for you.

A Disciplined Approach to Investing

Behavioral finance is the study of why individuals are more likely to base financial decisions on emotions or biases rather than taking a rational approach.  It is human nature to follow the crowd (group think), have a recency bias (place greater emphasis on recent events) and be more comfortable with anecdotal evidence (a good story) rather than with facts, figures and statistics. These behaviors have an enormous impact on generating and preserving wealth.  With our Team’s experience and focus on communication, we are able to help clients avoid these destructive behaviors and even use the emotional gyrations of the markets to our advantage.  

We also recognize that even the most experienced investors can be impacted by emotions / biases, and this is why our Team has developed a disciplined approach to investing that is both quantitative and analytical.  To begin our search for investment opportunities, we have built a proprietary database that: (1) identifies the top selections of the best performing independent advisory services; (2) evaluates corporate data (return on equity, cash flow per share, price to earnings growth, debt-to-equity, dividend coverage, etc.); and (3) looks at insider buying / selling as well as technical indicators (price charts).

By utilizing quantitative models, we remove emotions and biases from the investment process. The use of a database also enables us to search a greater universe of stocks, identify companies in earlier stages of growth and quickly detect and react to any changes in corporate fundamentals. However, corporate data does not tell the full story and this is why we then utilize our Team's experience and skills to analyze a company's management, competition, as well as the potential impact from government regulation, disruptive technologies and secular themes. By combining quantitative and analytical approaches, our Team has been able to build and monitor quality investment portfolios. If you would like to learn more about our investment process or the performance of our model portfolios, please contact us.