Over the past 30 years of providing investment counsel I have had the opportunity to develop a philosophy that when followed, has provided exceptional results.  This philosophy has allowed our clients to fulfill both their financial and life goals.  I believe every household should undertake to have a financial plan prepared that clearly defines their financial situation, objectives and long-term goals. Once created, this will act as the "blueprint" of the investment plan by outlining objectives, time horizons and risk tolerances.  To do this right, the plan must continue to be updated at minimum every 36 months or as significant life events occur.
 

Understanding each client and what they want to achieve with their capital allows for a proper investment strategy to be created.  Each client portfolio is designed strategically using a defined mix of equities, fixed income, and cash to drive performance and also be consistent with objectives and risk profile. Staying disciplined to the investment strategy is paramount to a successful outcome and this is what I believe sets our team apart from other advisory groups in the industry.

Not getting caught up in fads, trends, or the emotion side of investing is the key to success.  Selecting world class portfolio managers has been a cognitive choice of mine. Utilizing these experts has improved performance and helps reduce error. Creating a custom tailored experience for each and every client is the driving force of the Harmel Financial Group.

Ready to invest in what matters to you?