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CIBC Private Wealth, Wood Gundy CIBC Private Wealth, Wood Gundy

Pharus Wealth Advisory Group

  • Home
  • About Us
    • Our Story
    • Our Difference
    • Meet the Team
  • Wealth Management Services
    • Integrated Wealth Management
    • Investment Management
    • Financial Planning
    • Specialized Services
  • Our Clients
    • Near-or-In Retirement
    • Medical Professionals
    • Dental Professionals
    • Incorporated Professionals
    • Business Owners
  • Pharus Library
    • Pharus Resources
    • Market Insights
  • Contact us

Medical Professionals

Address 1623 Avenue Road Toronto ON, M5M 3X8
Telephone Number (416) 861-2460
Email Email us
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Telephone Number Tel

Medical Professionals

Financial Guidance for Medical Professionals at Every Career Stage

Pharus Wealth Advisory Group understands the unique financial journey of medical professionals. Our advisors are dedicated to providing personalized financial strategies that evolve with your career and personal life.

 

Starting Your Medical Career


  • Debt Management: Overcome student debt with a clear, actionable plan.
  • Investment Strategies: Begin your savings journey with smart RRSP, TFSA, and FHSA investments.
  • Budgeting: Craft a cash flow plan that works for you.
  • Homeownership Goals: Save strategically for your first home.
  • Setting up Healthcare Banking with Preferred Rates: CIBC offers special pricing and services on banking to medical professionals: https://www.cibc.com/en/business/banking-for-professionals/healthcare.html

 

Growing Your Practice


  • Tax Efficiency: Keep more of what you earn with our tax planning.
  • Business Decisions: Explore the benefits of incorporating your practice.
  • Financial Foundations: Secure the right financing to grow your practice.
  • Lifestyle Upgrades: Plan for your next home with confidence.
  • Family Future: Save for your children’s education with RESP solutions.
  • Wealth Protection: Shield your assets from unforeseen events.
  • Insurance Solutions: Protect your lifestyle with the right coverage.
  • Investment Evolution: Shift to sophisticated investment solutions as your wealth grows.
  • Estate Essentials: Ensure peace of mind with updated Wills and Power of Attorneys.

 

Established in Your Field


  • Income Balancing: Optimize your take-home pay with smart income strategies.
  • Financial Prioritization: Balance debt repayment with saving for future dreams.
  • Investment Harmony: Align your investments with current regulations for maximum benefit.
  • Retirement Readiness: Set clear targets for a comfortable retirement.
  • Insurance Reassessment: Update your policies to reflect your current success.
  • Real Estate Ventures: Consider secondary properties or vacation homes.

 

Preparing for Retirement


  • Practice Transition: Plan your exit strategy with ease.
  • Educational Support: Manage your finances to support your children’s ongoing education.
  • Extended Family Aid: Strategize how to best support your family financially.
  • Advanced Tax Planning: Integrate complex financial elements into your long-term plans.
  • Portfolio Adjustment: Refine your investments for the retirement phase.
  • Retirement Projections: Use detailed analysis for informed estate planning.

 

Enjoying Retirement


  • Annual Reviews: Stay on track with regular financial check-ups.
  • Smart Withdrawals: Withdraw from your savings in the most tax-efficient manner.
  • Estate Downsizing: Simplify your living situation without compromising comfort.
  • Philanthropic Impact: Make meaningful contributions to causes you care about.
  • Travel Dreams: Plan and fund the trips you’ve always wanted to take.
  • Benefit Optimization: Maximize government benefits and minimize claw backs.
  • Legacy Planning: Support your grandchildren in a way that lasts.
  • Estate Updates: Keep your estate plans up to date with your current wishes.
  • Surplus Asset Strategy: Plan for future estate surplus with tax minimization in mind

 

In partnership with your team of professionals, Pharus Wealth Advisory Group is here to guide you through the financial complexities of the medical profession. Let’s build a secure financial future together.

Get in touch for a personalized consultation and begin crafting your legacy.

 

 
 
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.