What to expect

Transitioning to CIBC Wood Gundy

To ensure that the transition to CIBC Wood Gundy is made as successfully as possible, we conduct an initial meeting with you to review your existing financial situation and confirm your goals. We will then present you with a personalized portfolio mix based on your risk tolerance, income requirements, tax considerations and goals. If your account is with another firm, we will take care of transferring it to CIBC Wood Gundy.

The Initial Meeting

Every one of our partnerships begins with a meeting, at no cost or obligation to you, where we will discuss your current situation, your financial goals and your life goals. We'll also explore your investment personality - including your risk tolerance and your personal values. This initial meeting will take about an hour, and will take place in our boardroom.

The Follow-Up Meeting

After our initial meeting, we will assemble a Comprehensive Personal Recommendation for you. This recommendation includes our advice regarding investment planning. During this meeting, we will begin the process of transferring your accounts to Seed Financial Group. If you'd like a full evaluation of your financial goals, we provide solutions leveraging the services of our CIBC partners that will meet the needs that you expressed to us in our initial meeting.

Servicing Your Account

Once your account is funded, we will begin to implement your plan at once. As a client of Seed Financial Group, your portfolio will be regularly monitored to ensure that it stays on track. We will always be available to answer any of your questions. Based on your needs and your schedule, we will create a regular portfolio review meeting and contact cycle that ensures that, as your portfolio matures and your needs and circumstances change, your plan and your portfolio continue to work for you.

Code of Ethics

The Financial Services industry has developed a poor reputation in the media in the years that followed the credit crisis in 2008. Stories about incompetent or unethical money managers have become a regular occurrence on the evening news. Unfortunately, many in our industry do not have the necessary skills or ethical standards that it takes to manage money in the clients best interests.

Seed Financial Group takes great pride in our high ethical standards, as well as our skill in managing client assets. We are committed to the highest standard when it comes to business and professional ethics, as well as continuing to stay on the cutting edge of portfolio management.

In this spirit, members of Seed Financial Group have signed the CFA Code of Ethics pledge, stating that they will hold themselves to the industry's highest standard.