Stephen believes in a customized approach to investment management. Since no two investor's objectives are exactly alike, he takes great care in establishing a comprehensive profile of each client which serves as a basis for financial planning, estate planning, and wealth management.

He also believes in an investment process that is structured, with a disciplined long-term strategy. The process includes five steps:

1. Take the time to really listen. In the first meeting we will collect the facts to learn more about you and your life objectives to determine your financial goals.

2. Conduct a complete evaluation of your present portfolio.

3. Develop a personalized investment strategy, incorporating specific recommendations based on your objectives and risk tolerance.

4. Implement the strategy.

5. Monitor your portfolio on an ongoing basis, and make adjustments as necessary to stay in-line with your objectives, as well as modifying those objectives as your life evolves.