We believe markets are fundamentally unpredictable over the short term. Successful long term investing requires a significantly diversified portfolio that is strategically allocated across multiple asset classes. This strategy helps a client achieve their financial goals while reducing the impact of the volatility of individual financial markets.

Many of our clients delegate discretionary authority to our team to make investment decisions on their behalf. This allows our clients to focus on other important elements of their lives and eliminates the potential for a client's reaction to short term market fluctuations to cause the investment process to veer off course. By delegating investment decisions to our team, the client's investment portfolio will always stay true to their investment policy statement. Our systematic approach to regular rebalancing ensures we stay the course. Our discretionary approach also enables our team to effect timely execution of our ideas, and to capitalize on opportunities immediately without being delayed by the traditional client contact requirements.

There are a number of investment roles within a well-diversified portfolio, and very few institutions can fulfill even two of those roles, let alone all of them. The foundation of our investment process is to identify a select group of third party managers that have the experience and proven background to manage investment categories across geography and investment classes. We identify, select and monitor these managers through a comprehensive, proprietary due diligence process. For this reason we source the best investment managers in each category from around the world for our clients, rather than limiting ourselves to a few in-house strategies or one investment counselor. We have full autonomy to choose whomever we feel are the best fit for our clients. Every client portfolio is consistently monitored and re-balanced as needed to ensure the integrity and quality of the allocation across the investments.

Our group invests in both active and passive investment strategies. While we firmly believe in the value of active investment management, we also recognize that there are elements of the passive world that can add value for clients. The bottom line is that we don't restrict ourselves…we examine all opportunities for our clients to determine the most appropriate mix of investments to fill all roles required within the overall portfolio. Currently that mix is approximately 60% active and 40% passive, however that is always evolving as marketplace factors change.