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Popowich Karmali Advisory Group

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    • Our Detailed Process
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Our Blog

The PKAG Blog

Stay ahead of what impacts your retirement

The PKAG Blog

Stay ahead of what impacts your retirement

Our Blog

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December (1)

The Pension Descension: Why the Guarantee is Gone

Jordan DeFazio

July 16, 2025

With only 40% of private-sector workers still in defined benefit (DB) plans, most Canadians can no longer rely on the promise of predictable retirement income. The shift to defined contribution (DC) p...

Read more Read more about The Pension Descension: Why the Guarantee is Gone
A senior citizen holds a boombox in front of the American flag

Your U.S. Dreamhome Could Turn Into a Retirement Nightmare

Jordan DeFazio

June 18, 2025

If you own any U.S. property, Trump’s new “One Big, Beautiful” could cost you big time. Why? It could affect your returns or inflate your selling costs.

Read more Read more about Your U.S. Dreamhome Could Turn Into a Retirement Nightmare
A happy family shows off their money after communicating their expectations openly

When Families Clash, Retirement Plans Crash

Jordan DeFazio

June 13, 2025

Learn how to communicate with your family about your expectations for retirement. At a certain age, you have to get on the same page.

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Grandparents with kids and grandkids smiling in front of a house

Is a Mortgage-Free Retirement Still Possible in 2025?

Jordan DeFazio

June 03, 2025

Why are 30% of retired Canadians are still carrying mortgage debt in 2025? Find out how debt affects you and your families retirement.

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U.S. dollar on top of a Canadian flag background

Proposed U.S. Tax Changes Could Hit Canadian Investors Hard - Especially in Retirement

Jeremy Schrader

May 28, 2025

Potential changes to U.S. tax policy should be raising some serious red flags for Canadian investors. While nothing is law yet, the implications for retirement income could be severe.

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Concerned retirement couple, finance debt and anxiety in financial planning

Why Interest Rate Cuts Might Not Be Good News in Retirement

Jeremy Schrader

May 20, 2025

When banks cut interest rates, it’s usually thought of as positive economic news. It can be used to stimulate the economy, but if you’re in or near retirement a rate cut could quietly erode your finan...

Read more Read more about Why Interest Rate Cuts Might Not Be Good News in Retirement
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


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