Our Belief

Personalized Financial Planning:

We believe that investments are just a means to an end and not
an end in itself. Every client has their own unique situation and
goals and will benefit greatly from a personal financial plan
and investments that achieve those goals in the most tax-efficient way possible.

Strong Relationships:

We believe that our best client is one who is fully informed.
We are committed to consistent client communication and
service, making ourselves as accessible as possible.

Disciplined Process:

We believe a disciplined process provides the best opportunity
for investment success. We place great emphasis on our process
in order to achieve optimum results for our clients. Every client
has an investment policy statement that will guide us through the process.

Shared Success:

We believe that our success is measured by our clients success.

Our Values

Organization:

We will help bring order to your financial life, by assisting you in getting your
financial house in order (at both the "macro" level of investments, insurance, taxes
etc., and the "micro" level of household cash flow).

Accountability:

We will help you follow through on financial commitments, by working with
you to prioritize your goals, show you the steps you need.

Objectivity:

We bring insight from the outside to help you avoid emotionally driven
decisions in important money matters, by being available to consult with you
at key moments of decision-making and managing and disclosing any of our own
potential conflicts of interest.

Proactivity:

We work with you to anticipate your life transitions and to be financially
prepared for them, by regularly assessing any potential life transitions that might
be coming, and creating an action plan necessary to manage them ahead of time.

Education:

We will explore what specific knowledge will be needed to succeed in
your situation, by first thoroughly understanding your situation, then providing the
necessary resources to facilitate your decisions, and explaining the options and risks
associated with each choice.

Partnership:

We attempt to help you achieve the best life possible but will work in
concert with you, not just for you, to make this possible, by taking the time to
clearly understand your background, needs and objectives, walk collaboratively with
you, and offer transparency around our own costs and fees.