Our Belief
Personalized Financial Planning: Every client has their own unique situation and goals and will benefit greatly from a personal financial plan and investment that achieve those goals in the most tax efficient way possible.
Strong Relationships: We believe our clients are at their best when they are fully informed. We are committed to consistent client communication and service, making ourselves as accessible as possible.
Disciplined Process: We believe a disciplined process provides the best opportunity for investment success. We place great emphasis on our process in order to achieve optimum results for our clients. Every client has an investment policy statement that will guide us through the process.
Our Values
Organization: We will help bring order to your financial life, by assisting you in getting your financial house in order - at both the "macro" level of investments, insurance, and taxes, and the "micro" level of household cash flow.
Accountability: We will help you follow through on financial commitments, by working with you to prioritize your goals and show you the steps.
Objectivity: We bring insight from the outside to help you avoid emotionally driven decisions in important money matters, by being available to consult with you at key moments of decision-making and managing and disclosing any of our own potential conflicts of interest.
Proactivity: We work with you to anticipate your life transitions and to be financially prepared for them, by regularly assessing any potential life transitions that might be coming, and creating an action plan to manage them ahead of time.
Education: We will explore what specific knowledge is needed to succeed in your situation, by first thoroughly understanding your situation, then providing the resources to facilitate your decisions, and explaining the options and risks associated with each choice.
Partnership: We attempt to help you achieve the best life possible, working in concert with you, not just for you. This means taking the time to clearly understand your background, needs and objectives, walking collaboratively with you, and offering transparency around our own costs and fees.
What This Looks Like, Day to Day
Monthly:
- Performance Review
- Strategy Review
- Discussions with Investment Managers
- Position Review
Quarterly:
- Market Commentary
- Performance Review
- Manager Meetings
- Asset Allocation Monitoring
Annually:
- Investment Manager Meeting
- Performance Review
- Manager Due Diligence Meeting
