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David Ricciardelli

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An image of stamp that reads Zero Commissions.

How much does commission-free trading cost?

David Ricciardelli

February 19, 2021

When considering ‘free’ stock trades investors should be aware of frictional costs, like taxes and how platforms that offer commission free trading make money.

Read more Read more about How much does commission-free trading cost?
An image of a stock chart.

How can an Investment Advisor add value for you?

David Ricciardelli

February 16, 2021

Investment Advisors take a lot of heat in the media but the insinuation that individuals are better off investing on their own is difficult to support.

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The cover of David Epstein's book Range.

Thoughts on David Epstein's Range: Why Generalists Triumph in a Specialized World

David Ricciardelli

December 29, 2020

In an increasingly specialized world, generalists can add value by solving problems by drawing upon seemingly unrelated analogies and outside knowledge.  The book is full of eloquent solutions that ap...

Read more Read more about Thoughts on David Epstein's Range: Why Generalists Triumph in a Specialized World
The cover of Morgan Housel, The Phycology of Money

Thoughts on Morgan Housel's The Psychology of Money

David Ricciardelli

October 28, 2020

A trip to the altar of compounding that addresses time horizon and investor temperament in addition to returns. The goal in saving is to have flexibility and peace of mind when making decisions.

Read more Read more about Thoughts on Morgan Housel's The Psychology of Money

Thoughts on James Rickards' Aftermath: Seven Secrets of Wealth Preservation in the Coming Chaos

David Ricciardelli

October 19, 2020

Aftermath is a sermon about potential financial crises that will be caused by excess leverage, the impact of reserve currencies, and the virtues of gold.

Read more Read more about Thoughts on James Rickards' Aftermath: Seven Secrets of Wealth Preservation in the Coming Chaos

Thoughts on Lionel Shriver's The Mandibles

David Ricciardelli

June 16, 2020

Some thoughts on Lionel Shriver's The Mandibles. If you're looking for something to read or listen to the Books section of my website has some suggestions for you.

Read more Read more about Thoughts on Lionel Shriver's The Mandibles
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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.