March 09, 2023
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35 Ways We Can Help You Work Toward Your Goals
35 Ways We Can Help You Work Toward Your Goals
Here at The Omell Financial Group, we’re committed to understanding what is important to you and what you want to achieve with your money. Once we have that understanding, we work to develop strategies that will enable you to work towards the kind of retirement and lifestyle you want.
What you may not know is that there are a lot of things that go into that commitment. As your financial advisors, we don’t just look at numbers on a spreadsheet or check to see how the markets are doing all day. We are constantly busy researching, planning, fact-checking, completing administrative work, problem-spotting, problem-solving, and much more.
Most of all, we spend each and every day thinking, caring, and stressing over the goals and needs you’ve expressed to us. Frankly, we feel our job is to stress so that you don’t have to.
Below is a list of 35 ways that we here at The Omell Financial Group can help you work toward your goals. Remember: the relationship between client and investment advisor is a partnership. As your partner, we strongly feel you deserve to know exactly what we bring to the table.
As always, we appreciate the trust you have placed in us. Please let us know whenever there is anything else we can do for you!
Sincerely yours,
The Omell Financial Group
35 Ways The Omell Financial Group Helps You Work Toward Your Goals
Plan Your Financial Future
Financial planning is the process of determining what you want, what you need, and what steps you must take to acquire both. Here at The Omell Financial Group financial planning is an ongoing process. It never stops. That’s why we:
| What We Do | Benefit to You |
| In our experience, written goals are followed up far more than unwritten ones. This step is simple, but it makes it more likely that you will achieve your goals. |
| Your time and your money are both valuable. By focusing on the most achievable goals, we can help save you more of both. |
| Sometimes, you may find you have more decisions to make than you can possibly handle at once. We make life simpler by helping you understand which opportunities and decisions need to be made now. |
| We will turn over every rock to find possible ways for you to reach your goals faster…so that you can enjoy them sooner! |
| Having a written financial plan means you will always know what to do and when to do it. That means saying goodbye to confusion, uncertainty, and delay. |
| Things change … including your financial goals. Should that ever happen, we can easily modify your financial plan so that it’s never out of date. |
| Life insurance is one of the most boring topics imaginable – but it’s also one of the most valuable aspects of financial planning. That’s because it brings confidence that your family will always have their needs taken care of. |
| The biggest benefit of an estate plan? A good night’s sleep. With an estate plan, you’ll never have to lie awake wondering, “What will happen if —” ever again. |
| Every parent and grandparent dreams of their children getting a good education to secure an even brighter future. Another dream of every parent? That their child won’t have to live in your spare room at age 25. By reviewing your children’s RESP plan, we can help you save. |
| As your financial advisor, we want to save you time and hassle whenever possible and most of all—avoid a tax penalty.
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| You’ve got enough on your plate to worry about. Our job is to take things off your plate instead of piling things on. So we’ll act as your financial alarm clock, concierge, and calendar all 365 days of the year. |
| Sometimes, the best way to get past a wall isn’t to simply climb up and over. We help you find easier, more efficient ways to overcome any financial obstacles in your path. |
Invest with Confidence
These days, most people can’t afford to reach their financial goals on their employment income alone. The cost of living is simply too high. That’s why investing is so important: because it allows you the opportunity to put your money to work for you. Here at The Omell Financial Group, we are constantly looking for ways to help you grow your money and seize opportunities for additional income. To do that, we will:
| What We Do | Benefit to You |
| You want to protect your money. You want to grow your money. You want to risk it as little as possible. And you want the confidence that comes with knowing all this is done. That’s what this step is all about. |
| You don’t have time to be constantly checking your phone to see how your portfolio is doing. So we do it for you. |
| In order to choose the right investments, you have to know what the right investments are. We are tireless in researching which investments are needed to reach your goals. |
| The markets can change in an instant, dragging your money up or down. By always knowing what’s going on in the world, we strive to turn the rollercoaster of investing into something more closely resembling a kiddie ride. |
| Other people have such complex investments that they don’t know what it’s doing for them. The simpler your investment portfolio, the easier it is to understand, bringing both organization and flexibility. |
| To enjoy the retirement lifestyle you want, you need income to fund it. We are constantly on the lookout for new ways to boost your income so that you never need worry about outliving your money. |
| Your RRSP’s and TFSA’s are your most vital sources of future income. We will review it to help you get the most out of it.
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| Some people want as little risk as possible. Others are comfortable with taking on a bit more risk if it means a greater chance at more gains. But many people don’t actually understand how much risk they’re really taking on. |
| We want to make every aspect of your financial life quicker, easier, and less stressful. One way is to act as a conduit to any other professionals you may need to work with, so that you don’t need to spend time and energy finding them yourself. |
| You need specialists in every asset class. We have scoured the field to find accomplished Certified Financial Analysts to help reach your goals. |
Focus On Your Tax Situation
We are always on the lookout for ways to help you legally keep more of what you worked so hard to earn, enabling you to reach your financial goals that much faster. So when it comes to your taxes, we will:
| What We Do | Benefit to You |
| There are almost always ways to minimize the taxes you are legally required to pay. We won’t stop until we help you utilize them. |
| As a child, you learned that turning over rocks often yielded fascinating discoveries. The same is true of your tax returns. |
| The more current and accurate our knowledge of existing tax laws, the more we can help you take full advantage of them. |
| Many investors fail to factor in the tax implications of their investments. That can lead them to miss out on some significant opportunities. But as our client, you will never miss out. |
| Help you keep more of your retirement savings to actually use in retirement. |
| Taxes can be complicated. That’s why it’s important that every professional you work with be on the same page so that your tax situation never gets in the way of achieving your financial goals. |
Serve You
We have found that being a good financial advisor isn’t just about knowledge. It’s about service. It’s about always being there when you need us. It’s about being proactive, alert, and thorough on your behalf, so you can focus on your life. To that end, we will always:
| What We Do | Benefit to You |
| You should never have to wonder where your financial advisor is or what they are doing. That’s why we are committed to always staying in contact with you, specifically by calling to check in with you regularly, send you written information or timely market news, and invite you to attend a comprehensive review of how your portfolio is doing at least once a year. |
| Children grow up, adults grow old, and nothing ever stays the same. The changes life brings can affect your finances both positively and negatively. We will help you plan and respond to both. |
| Want to know a secret? When it comes to achieving financial success, consistency is more important than sophistication. We’ll hold your hand when you need it, give you a nudge when you need it, or even provide a shoulder to lean on when you need it…because we are just as committed to you reaching your goals as you are. |
| We have a wide network of trusted professionals and partners that we work with on a regular basis. If you ever have need of a particular type of professional, chances are we can introduce you to someone who is qualified, experienced, and above all, trustworthy. |
| If there’s ever a chance you’re simply not saving enough for the goals you’ve specified, we’ll let you know immediately … and we’ll also suggest solutions. |
| Both common sense and industry studies agree: educated investors make better investors. If there’s ever anything you don’t understand—whether it’s a financial term or something you read about online – don’t hesitate to come to us. We will explain it to you and answer all your questions, so that you never feel lost, confused, or worried. |
| Simply “being there” is perhaps the most important thing we can do for you. Whenever you have a question, concern, or problem to deal with; whenever you want someone to hold your hand; whenever you feel overwhelmed, we’ll be there for you. Because without you, there is no us. You are the foundation upon which our business is based. |