Beyond The Bottom Line
[Soft music plays throughout video]
[Aerial shot of downtown Calgary]
I've been doing this job for over 25 years and as a team we've helped hundreds of families at every stage of their investing life cycle, regardless of the complexity of your circumstances or the life stage you're at.
[Wade Kozak
Senior Portfolio Manager
Senior Wealth Advisor, CIBC Wood Gundy]
We likely have deep experience to bring to bear.
[Wade and his associates look over documents in a meeting.]
Not only can we guide you and how others deal with similar circumstances, we can also share with you the probable challenges and solutions you might face.
At the Kozak financial group, we believe no one knows the future. Therefore, it's imperative the investment strategies we employ achieve our clients’ goals regardless of what the future holds for the stock market or interest rates or the economy.
[Wade and a colleague talk in her office. Wade talks on a phone.]
You only have one chance to get this right. You don't get to retirement and have a chance to go back and try again. So, it's critical that your investment portfolio was based on logic and strategy, not hope and luck. We don't invest our client's assets based on hunches, intuition, or a magic touch that we think we have. Our portfolio models are based on thoroughly researched strategies that have consistently performed well, literally for decades.
[Wade and his associates meet in a boardroom.]
By focusing on these well-disciplined strategies, we saw over the single greatest hurdle that most investors face when it comes to their own hard-earned money. And that's their own emotions.
[Wade and his associates meet in a boardroom.]
Typically, when faced with an investment decision, the two competing emotions are fear and greed without a disciplined strategy. All too often the decision is made by whichever of those two emotions has a firmer grip in our head that morning. By following our disciplined strategies, we remove the emotion from the decision-making process and help make better decisions over time.
Eventually, all of our clients have the same question for us How much can I withdraw from my portfolio each year without eroding my principal?
[Wade and his associates meet in a boardroom.]
It stands to reason that we should have the best possible answer to that simple question regardless. When asked. If you would like to tap into our logic and strategy, if you would like our depth of experience and client service to work for you, reach out to us. We'd be happy to hear from you.
[CIBC Private Wealth consists of services provided by CIBC and certain of its subsidiaries,
including CIBC Wood Gundy, a division of CIBC World Markets Inc.
The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.
“Wood Gundy” is a registered trademark of CIBC World Markets Inc.]
[Video recorded on April 9th, 2018.]