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 CIBC Private Wealth, Wood Gundy  CIBC Private Wealth, Wood Gundy

David Ricciardelli

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An overlay of two line graphs that are trending higher.

Can equity markets go higher?

David Ricciardelli

March 22, 2021

The S&P500 looks expensive but can the market appreciate from here.

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An image of stamp that reads Zero Commissions.

How much does commission-free trading cost?

David Ricciardelli

February 19, 2021

When considering ‘free’ stock trades investors should be aware of frictional costs, like taxes and how platforms that offer commission free trading make money.

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An image of a stock chart.

How can an Investment Advisor add value for you?

David Ricciardelli

February 16, 2021

Investment Advisors take a lot of heat in the media but the insinuation that individuals are better off investing on their own is difficult to support.

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What if you only invested at market peaks

David Ricciardelli

January 07, 2021

What if you only invested in market peaks? A long enough time horizon can bail out even the worst possible market timer.

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The cover of Morgan Housel, The Phycology of Money

Thoughts on Morgan Housel's The Psychology of Money

David Ricciardelli

October 28, 2020

A trip to the altar of compounding that addresses time horizon and investor temperament in addition to returns. The goal in saving is to have flexibility and peace of mind when making decisions.

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Passive Investments, Active Wagers

David Ricciardelli

October 06, 2020

The market has become very narrow, and passive investors may be making more active bets than they realize.

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CIBC Private Wealth” consists of services provided by CIBC and certain of its subsidiaries through CIBC Private Banking; CIBC Private Investment Counsel, a division of CIBC Asset Management Inc. (“CAM”); CIBC Trust Corporation; and CIBC Wood Gundy, a division of CIBC World Markets Inc. (“WMI”). CIBC Private Banking provides solutions from CIBC Investor Services Inc. (“ISI”), CAM and credit products. CIBC Private Wealth services are available to qualified individuals. Insurance services are only available through CIBC Wood Gundy Financial Services Inc. In Quebec, insurance services are only available through CIBC Wood Gundy Financial Services (Quebec) Inc.


CIBC Private Wealth services are available to qualified individuals. The CIBC logo and “CIBC Private Wealth” are trademarks of CIBC, used under license.